BACKGROUND:

Effective asset and liability management (ALM) is critical for banking institutions to mitigate risks and ensure financial stability, especially in times of economic uncertainty. In today’s volatile market conditions, banking professionals must be equipped with the knowledge and skills to identify and manage different types of risks, align ALM with business objectives, and comply with regulatory requirements.

With mounting economic challenges, it is more important than ever for banking institutions to have a strong ALM framework in place to navigate uncertainty and maintain financial stability.

One of the critical components of effective ALM is strategic planning by setting clear goals and objectives for the bank’s assets and liabilities and developing strategies to achieve those goals. A strong strategic plan is essential in sustaining competitiveness in a rapidly changing market and adapting to changing economic conditions. In the same context, Interest rate risk is one of the most significant risks that banks currently face, and effective management of interest rate fluctuations is essential to maintaining financial stability. Banks must actively monitor interest rates and adjust their strategies accordingly to ensure that they can continue to generate sustainable profits without losing
competitive edge and at the same time minimizing risks.

OBJECTIVES:

This workshop is designed to equip banking professionals with the necessary tools and techniques to effectively manage assets and liabilities in the current economic landscape. Through this workshop, participants will gain a comprehensive understanding of ALM principles and practices, and develop practical strategies for managing risks and incorporating the liquidity and capital regulations into their models and within their ALM strategy.